Terms & Conditions
Effective date: August 24, 2026
1. Acceptance of these terms
By accessing or using MortgageCostCalc.com (the “Site”), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the Site.
2. Informational purpose only — not financial advice
The Site provides mortgage-related calculations for general informational and educational purposes only. Nothing on the Site constitutes financial, legal, tax, or investment advice, and the Site's output is not an offer, quote, or commitment to lend. Actual loan terms, interest rates, taxes, insurance premiums, PMI, and fees are set by lenders, insurers, and taxing authorities and will differ from the estimates shown here. Always consult a qualified professional before making financial decisions.
3. No guarantee of accuracy
We work to keep the calculations correct, but we make no representation or warranty that the results are accurate, complete, or current. Estimates depend entirely on the figures you enter and on simplified assumptions (for example, fixed rates, uniform escrow amounts, and standard amortization) that may not match your actual loan.
4. Disclaimer of warranties
The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
5. Limitation of liability
To the maximum extent permitted by law, the Site's operator shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages — including loss of money, profits, data, or opportunity — arising out of or in connection with your use of, or inability to use, the Site or its results, even if advised of the possibility of such damages.
6. Intellectual property
The Site's design, text, and software are the property of the Site's operator and are protected by applicable intellectual-property laws. You may use the Site for personal, non-commercial purposes; you may not copy, resell, or redistribute the Site itself without permission.
7. Acceptable use
You agree not to misuse the Site, including attempting to disrupt its operation, scraping it at abusive volume, or using it in any way that violates applicable law.
8. Changes to the Site and these terms
We may modify or discontinue the Site, and may update these terms, at any time without notice. The effective date above reflects the latest revision; continued use of the Site after a change constitutes acceptance of the revised terms.
9. Contact
Questions about these terms can be directed to the Site's operator via codingbrothers.com.