MortgageCostCalc.com

Mortgage Calculator with Taxes & PMI

Purchase & Loan

Upfront costs due at purchase besides the down payment — closing and lender fees, title and escrow charges, inspections, and prepaid taxes or insurance. Enter a percentage of the home value or a dollar amount.
Payment Frequency

Taxes, PMI, Insurance & Fees

Payment Summary

Monthly Principal & Interest$1,846.62
Monthly Extra Payment$0.00
Property Taxes$364.58
Homeowner's Insurance$102.08
PMI (till 1-Apr 2032)?$160.42
HOA Fees$0.00
Total Monthly Payment$2,473.70
Breakdown of total of all paymentsDown Payment 4.7%, One-time 1.2%, Principal 34.3%, Interest 39.8%, Taxes & Fees 20.1%Totalof allPayments
Down Payment$42,000.00
One-time Expenses$10,500.00
Principal$308,000.00
Extra Payments$0.00
Interest$356,781.62
Taxes, PMI, Insurance & Fees$180,191.67
Total of all Payments$897,473.29

Payment Schedule

Paid off December 1, 2055

$0$100k$200k$300k$400k20312036204120462051

Already carrying this loan at a higher rate? See what a new one saves with the refinance calculator. Still picking a price range? Start from your income with the affordability calculator. Not sure what PMI is, or why bi-weekly payments finish sooner? The FAQ explains the numbers on this page.